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Rates

Certificate of Deposit Rates

Certificate Minimum3,4 Interest Rate (%) APY (%)2
182 Day $1000 .10 .10
12 Month $1000 .25 .25
24 Month $1000 .45 .45
36 Month $1000 .75 .75
48 Month $1000 1.10 1.10
60 Month $1000 1.50 1.50

Penalty may be assessed for early withdrawal.

Loan Rates

Call for current rates 320.354.2011 or 320.235.5900

Savings Account Rates

Balance Minimum Opening Deposit 3,4 Interest Rate (%) APY (%)2
Basic Savings Account, Kids Cash Club, Teen Savers Account1
  $25 .03 .03
Premium Savings Account1
$2,500 - $9,999.99 $2500 .03 .03
$10,000.00 - $24,999.99 $2500 .07 .07
$25,000.00 - $49,999.99 $2500 .10 .10
$50,000.00 - $99,999.99 $2500 .15 .15
$100,000.00+ $2500 .20 .20

This is a variable rate account; the rate(s) and APY(s) may change after the account is opened.

Rates effective 08-27-2013

1 Fees may reduce earnings
2 Annual Percentage Yield
3 Minimum opening balance
4 Minumum balance to obtain APY