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Checking

Whether you write several checks a month, or just a few, we have an account just for you. Check out our full line of checking services. We can help you transfer your checking account to Lake Region Bank - hassle free!

Check Reorder

ATM Locations

To find the account that's right for you, use the chart below.

Account Type Monthly Service Fees Additional Account Information
Lake Region Free Checking
Total checking convenience that requires no minimum balance
None3
  • No fee Debit Card
  • No fee On-Line Banking4
  • No fee Mobile Banking and Mobile Deposit
  • Special overdraft protection plans available 2
  • No minimum balance required
  • No fee electronic statements 3
more info
Lake Region Classic Checking
A full-service interest earning checking account with all the trimmings.
None, unless you go below $5000 monthly average in total personal deposits or outstanding loan balances OR if your checking balance goes below a $1000 monthly average.

Otherwise, the service fee is $10/month.
  • Earns interest on balances of $1000 or more
  • No fee Debit Card
  • No fee On-Line Banking 1
  • No fee Mobile Banking and Mobile Deposit
  • Special overdraft protection plans available 2
  • Discounted safe deposit boxes
  • Free checks – limited styles
  • No fee electronic statements 3
more info
Lake Region Good Neighbor
Club available for customers age 50 or better
None, unless you go below $5000 monthly average in total deposits or outstanding loan balances OR if your checking balance goes below a $1000 monthly average.

Otherwise, the service fee is $10/month.
  • Earns interest on balances of $1000 or more.
  • No fee Debit Card
  • No fee On-Line Banking 1
  • No fee Mobile Banking and Mobile Deposit
  • No fee electronic statements 3
  • Special overdraft protection plans available 2
  • Free checks - limited styles
  • No fee for official checks $3/month.
  • Discounted safe deposit boxes
  • Travel discounts available
more info

1 Up to 8 bill payments per month at no charge. Additional bill payments are $.50 each.
2 For qualifying applicants.
3 Monthly paper statement fee of $5 and an additional $5 for optional paper image of cancelled checks.
4 Bill payments are an additional $.50 each.

Add Ready Reserve Overdraft protection to any Lake Region Bank checking account

Get some peace of mind and avoid expensive overdraft fees by adding a Ready Reserve line of credit to your checking account. If your account balance ever falls below zero, funds are automatically taken from your Ready Reserve line of credit to cover the overdraft. more info