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Checking

Whether you write several checks a month, or just a few, we have an account just for you. Check out our full line of checking services. We can help you transfer your checking account to Lake Region Bank - hassle free!

Check Reorder

ATM Locations

To find the account that's right for you, use the chart below.

Account Type Monthly Service Fees Additional Account Information
Lake Region Free Checking
Total checking convenience that requires no minimum balance
None
  • No fee ATM/Debit Card
  • Special overdraft protection plans available3
  • No fee check safekeeping
  • No fee On-Line Banking available
more info
Lake Region Virtual Checking
A convenience seekers checking account that requires no minimum balance. Also perfect for students!
None, unless you write over 5 checks/month, otherwise, there is a $.25/check for over 5/month.
  • No fee ATM/Debit Card
  • First year no annual fee Ready Reserve
  • No fee check safekeeping
  • No fee On-Line Banking1
more info
Lake Region Relationship Checking
Earn a return on your checking balance. Get rewarded for your relationship with Lake Region Bank!
None, unless your checking balance goes below a $750 monthly average OR if you go below $5000 monthly average in total personal deposit or outstanding loan balances.

Otherwise, the service fee is $10/month.
  • Earns interest on daily balances of $750.00 or more2
  • No fee ATM/Debit Card
  • Special overdraft protection plans available3
  • No fee check safekeeping4
  • No fee On-Line Banking1
  • Free starter package of checks
  • Free money orders (3/mo)
  • Discounted safe deposit boxes
more info
Lake Region Classic Checking
A full-service interest earning checking account with all the trimmings.
None, unless you go below $5000 monthly average in total personal deposits or outstanding loan balances OR if your checking balance goes below a $1000 monthly average.

Otherwise, the service fee is $10/month.
  • Earns interest on balances of $1000.00 or more2
  • No fee ATM/Debit Card
  • Special overdraft protection plans available3
  • No fee On-Line Banking1
  • No fee check safekeeping4
  • Free checks - limited styles
  • Bonus rates on selected CD specials
  • Discounted safe deposit boxes
more info
Lake Region Good Neighbor
Club available for customers age 50 or better
None, unless you go below $5000 monthly average in total deposits or outstanding loan balances OR if your checking balance goes below a $1000 monthly average OR keep a $2,500 monthly average balance in a Good Neighbor Club savings account OR maintain at least $10,000 in any Lake Region Bank certificates of deposit.

Otherwise, the service fee is $10/month.
  • Earns interest on balances of $1000.00 or more2
  • No fee ATM/Debit Card
  • Special overdraft protection plans available3
  • No fee check safekeeping4
  • No fee On-Line Banking1
  • Free checks - limited styles
  • Bonus rates on selected CD specials
  • No fee for money orders (3/mo)
  • Discounted safe deposit boxes
  • Travel discounts available
more info

1 Up to 8 bill payments per month at no charge. Additional bill payments are $.50 each.
2 Variable rate of interest subject to change.
3 For qualifying applicants.
4 $5 per statement cycle for copy of canceled checks.

Add Ready Reserve Overdraft protection to any Lake Region Bank checking account

Get some peace of mind and avoid expensive overdraft fees by adding a Ready Reserve line of credit to your checking account. If your account balance ever falls below zero, funds are automatically taken from your Ready Reserve line of credit to cover the overdraft. more info