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Checking

Whether you write several checks a month, or just a few, we have an account just for you. Check out our full line of checking services. We can help you transfer your checking account to Lake Region Bank - hassle free!

Check Reorder

ATM Locations

To find the account that's right for you, use the chart below.

Account Type Monthly Service Fees Additional Account Information
Lake Region Simply Checking
Total checking convenience that requires no minimum balance.
None
  • Debit Card
  • On-Line Banking4
  • Mobile Banking and Mobile Deposit
  • Special overdraft protection plans available 2
  • No minimum balance required
  • Electronic statements 3
Open Now more info
Lake Region Convenience Checking
A streamlined account with monthly ATM fee reimbursement of up to $10 if all requirements are met.

No service charge if you meet these requirements:

  • 12 Debit Card Point of Sales transactions
  • Enroll in Electronic Statements
  • 1 ACH debit or credit

Please note: only POS and ACH transactions that actually post to your account during the statement cycle are counted toward meeting the minimum monthly requirements noted above.
Otherwise the service charge is $10/month. This charge will be titled Service Charge and will be incurred monthly at the end of your statement cycle.

If you meet the requirements listed to the left, not only will your monthly service charge be waived, you will also receive a refund of $10 in non-bank owned ATM fees each monthly statement cycle. This refund will be received the next business day after the ATM transaction if all transactions have been met. If they have not been met, the fee will be refunded as soon as the requirements have been met.

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Lake Region Classic Checking
All services, interest earning, checking accounts with all the trimmings.
No service charge unless your monthly balance goes below $1000 monthly average balance.

Otherwise, the service fee is $10/month.
  • Earns interest on balances of $1000 or more
  • Debit Card
  • On-Line Banking 1
  • Mobile Banking and Mobile Deposit
  • Special overdraft protection plans available 2
  • Discounted safe deposit boxes
  • Free checks – limited styles
  • Electronic statements 3
more info
Lake Region Good Neighbor
Available for customers ages 50 or better.
None, unless your monthly average balance goes below the following minimum requirements: $1000 minimum balance in your checking account, or $5000 monthly average in total personal deposits or outstanding loan balances.

Otherwise, the service fee is $10/month.
  • Earns interest on balances of $1000 or more.
  • Debit Card
  • On-Line Banking 1
  • Mobile Banking and Mobile Deposit
  • Electronic statements 3
  • Special overdraft protection plans available 2
  • Free checks - limited styles
  • 3 official checks per month at no charge
  • Discounted safe deposit boxes
  • Travel discounts available
Open Now more info

To open all accounts listed above, you must deposit $25.
1 Up to 8 bill payments per month at no charge. Additional bill payments are $.50 each.
2 For qualifying applicants.
3 Monthly paper statement fee of $3 with the option of images of your cancelled checks.
4 Bill payments are an additional $.50 each.

Add Ready Reserve Overdraft protection to any Lake Region Bank checking account

Get some peace of mind and avoid expensive overdraft fees by adding a Ready Reserve line of credit to your checking account. If your account balance ever falls below zero, funds are automatically taken from your Ready Reserve line of credit to cover the overdraft. more info