Lake Region Bank - Personal Checking

Welcome to Lake Region Bank. When we opened for business in 1915, our focus was helping people, and that's still true today. Discover the personal touch in banking. Prompt, local decision making from people who know you. A bank with services that reflect your needs.

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Personal Checking
Whether you write several checks a month, or just a few, we have an account just for you. Check out our full line of checking services. We can help you transfer your checking account to Lake Region Bank – hassle free!

To find the account that's right for you, use the chart below.

Account Type	Monthly Service Fees	Additional Account Information
Lake Region Free Checking Total checking convenience that requires no minimum balance	None	No fee ATM/Debit Card Special overdraft protection plans available³ No fee check safekeeping No fee On-Line Banking available more info
Lake Region Virtual Checking A convenience seekers checking account that requires no minimum balance. Also perfect for students!	None, unless you write over 5 checks/month, otherwise, there is a $.25/check for over 5/month.	No fee ATM/Debit Card First year no annual fee Ready Reserve No fee check safekeeping No fee On-Line Banking¹ more info
Lake Region Relationship Checking Earn a return on your checking balance. Get rewarded for your relationship with Lake Region Bank!	None, unless your checking balance goes below a $750 monthly average OR if you go below $5000 monthly average in total personal deposit or outstanding loan balances. Otherwise, the service fee is $10/month.	Earns interest on daily balances of $750.00 or more² No fee ATM/Debit Card Special overdraft protection plans available³ No fee check safekeeping⁴ No fee On-Line Banking¹ Free starter package of checks Free money orders (3/mo) Discounted safe deposit boxes more info
Lake Region Classic Checking A full-service interest earning checking account with all the trimmings.	None, unless you go below $5000 monthly average in total personal deposits or outstanding loan balances OR if your checking balance goes below a $1000 monthly average. Otherwise the service fee is $10/month.	Earns interest on balances of $1000.00 or more² No fee ATM/Debit Card Special overdraft protection plans available³ No fee On-Line Banking¹ No fee check safekeeping⁴ Free checks – limited styles Bonus rates on selected CD specials Discounted safe deposit boxes more info
Lake Region Good Neighbor Club available for customers age 50 or better	None, unless you go below $5000 monthly average in total deposits or outstanding loan balances OR if your checking balance goes below a $1000 monthly average OR keep a $2,500 monthly average balance in a Good Neighbor Club savings account OR maintain at lease $10,000 in any Lake Region Bank certificates of deposit. Otherwise the service fee is $10/month.	Earns interest on balances of $1000.00 or more² No fee ATM/Debit Card Special overdraft protection plans available³ No fee check safekeeping⁴ No fee On-Line Banking¹ Free checks – limited styles Bonus rates on selected CD specials No fee for money orders (3/mo) Discounted safe deposit boxes Travel discounts available more info

¹ Up to 8 bill payments per month at no charge. Additional bill payments are $.50 each.
² Variable rate of interest subject to change.
³ For qualifying applicants.
⁴ Monthly fee of $3 for optional return of cancelled checks.

Add Ready Reserve Overdraft protection to any Lake Region Bank checking account.
Get some peace of mind and avoid expensive overdraft fees by adding a Ready Reserve line of credit to your checking account. If your account balance ever falls below zero, funds are automatically taken from your Ready Reserve line of credit to cover the overdraft. more info