New Deposit Insurance Limits
On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009. Visit the FDIC website at www.fdic.gov for more information on FDIC coverage

Check your FDIC Insurance Coverage
The FDIC has a website that will help you estimate your insurance coverage at any one institution. Click on this link for more information and to use the FDIC's Deposit Insurance calculator: http://www.myfdicinsurance.gov/

FDIC's Transaction Account Guarantee Program
Lake Region Bank is participating in the FDIC's Transaction Guarantee Program. Under that program, through December 31, 2009, all non-interest bearing accounts are fully guaranteed by the FDIC for the full amount in the account. This includes interest bearing checking accounts with an interest rate no higher than .50% Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.