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How
much coverage does each depositor have? |
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$250,000 per ownership category. Deposit
accounts maintained in different legal ownership
categories (such as individual or joint accounts)
are insured separately. All of the accounts
in each category in any one institution are
added together and generally insured up to
$250,000. Much more may be available depending
on how your deposit accounts are structured
(see chart for
examples). The FDIC does NOT insure
investments that are not bank deposits—for
example, mutual funds, stocks, bonds, life
insurance policies and annuities—even
if you purchased them from an FDIC-insured
institution. |
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